Disability Insurance: Things You Need To Know

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Long-term disability income insurance provides financial protection if you become disabled. It helps pay current bills so that savings accumulated for your children's education or your retirement can remain intact.

Knowing your eligibility for disability benefits from your employer, the government, or other programs is an important first step before deciding whether to purchase disability income coverage. Also take into account other sources of income that may be available to you: a spouse's income, short-term emergency savings, investment income, or help from your family.

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Sunday, October 12, 2008

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